Long-term disability
A second opinion with the price up front
An LTD second opinion is an independent assessment of what you can do, for how long, and with what limits. The price appears before you book.
The exam
What happens
When your insurer's exam says you can work and your doctor says you cannot, a second opinion breaks the tie. An independent specialist assesses what you can do, for how long, and with what limits.
Checklist
What to bring
- Denial or assessment letter, if you have one
- Photo ID
- Current medication list