SABS and ICBC
SABS insurer examinations and ICBC assessments, on the file's schedule
We coordinate the examination and deliver the records and a report that answers each question the referral asked.
The problem
The SABS clock does not wait for a missing clinic fax
You sent the referral with the accident, the questions, and the date the decision needs. The records sit in three places, the examination is still unbooked, and the report arrives after the decision it was meant to support.
- OCF forms and clinic notes arrive with no source date.
- The IE notice period runs while you still chase imaging.
- The examiner answers causation and skips the treatment question.
- Your SABS and ICBC files need different reports from the same desk.
- A no-show blows the date and nobody can show the notice you sent.
What changes
What IMECore does about it
One referral, both regimes
Send the referral and we set the file as SABS or ICBC. The questions, the report headings, and the tax follow that regime.
Collision and clinic records, collected
We collect the collision report, the hospital file, and the treating clinic notes. You see what arrived and what is still missing.
An examination date you can plan around
We book the examiner against your report date and the notice window. You see the date from the day you refer.
An examiner briefed on every question
The examiner gets each accident-benefits question beside the records. Nothing in your referral goes unanswered.
SABS and ICBC reports stay distinct
A SABS insurer examination and an ICBC assessment use different headings. Your file gets the one its regime needs.
A paper trail if the claimant does not attend
If there is a no-show, you get the notice record and the cancellation terms with the invoice.
How it runs
Four steps, start to finish
- 1
Send the referral
Send the accident date, the claim number, your questions, and the date the report is due.
- 2
We collect this regime's records
We request the collision report, the hospital file, and the treating clinic notes, and tell you what is still missing.
- 3
We book the examination
We match the examiner to your questions and confirm the date against the notice window.
- 4
You get an answer to each question
A reviewer checks every SABS or ICBC question has an answer before we release the report.
Where the time goes
Numbers worth knowing before you buy
Published figures from fee schedules and industry surveys. Each carries its source.
- Cap on recoverable disbursements in many BC vehicle-injury actions
- 6%Cap on recoverable disbursements in many BC vehicle-injury actionsBC Reg 210/2020
- Typical BC specialist IME cost
- $3,000–$6,000Typical BC specialist IME costlawyerinfo.ca, BC WCAT guide
- Published price per medical record request in Canada
- $30–$32Published price per medical record request in Canadamedchart.ca pricing, 2026
Free tools
Try the calculation first
No account, no upload. These run in your browser.
- Free tool
Limitation period reference
Work out the ordinary civil deadline in any Canadian jurisdiction, see how many days are left, and put it in your calendar.
Read - Free tool
No-show fee notice generator
Set the notice window, the fee, who is charged, and the province. Copy a retainer clause and a shorter reminder email.
Read - Free tool
Report turnaround planner
Enter the exam date and the date you need the report. See the slack, the critical path, and the latest workable exam date.
Read
FAQ
Questions people ask
What is the difference between a SABS IE and an ICBC IME?
Ontario accident benefits use insurer examinations under the SABS, overseen by FSRA. BC auto injury assessments run through ICBC. We apply the report headings for the regime on your file.
Which records does an accident-benefits examination need?
The collision report, ambulance and emergency records, family-doctor notes, physiotherapy, and imaging. Prior claims matter when causation is in dispute.
What happens if the claimant does not attend?
You get the notice record and the cancellation terms with the invoice, so the no-show fee stands on paper.
Can we run SABS and ICBC files in the same workspace?
Yes. Set the regime on the referral. Questions, report headings, and tax follow that regime.
Who writes the medical opinion?
The examiner signs the opinion. A reviewer checks each of your questions has an answer before the report is released.
Keep reading
Related pages
- For teams
Insurers and adjusters
We deliver Independent Medical Examinations, Functional Capacity Evaluations, and Medical File Reviews for ICBC Part 7, Ontario SABS, Section B, LTD, and life and health files. A named reviewer signs off every report before it reaches your desk.
Read - For teams
Law firms
We arrange Independent Medical Examinations, Medical File Reviews, and rebuttal opinions for plaintiff and defence files. Examiners attend to speak to their reports where the file needs it, and a named reviewer signs off every report before release.
Read - Claim type
Catastrophic impairment
We coordinate the examinations and deliver a report with a finding on each catastrophic criterion your file names.
Read - Claim type
Med-legal and litigation
We coordinate the examination and deliver a report where every finding cites a record, so the opinion holds up in the room.
Read - Service
Insurer Examination
An assessment an Ontario auto insurer arranges under Section 44 of the Statutory Accident Benefits Schedule (SABS), the provision that lets the insurer require a person claiming benefits to attend an examination. Adjusters order one when they need an opinion on diagnosis, causation, or whether benefits should continue.
Read - Service
Attendant Care Needs Assessment
An assessment of the personal care an injured person needs: supervision, hygiene, mobility, and meals, recorded on the Assessment of Attendant Care Needs (the Form 1 under Ontario's Statutory Accident Benefits Schedule). Accident-benefit adjusters order one to set the attendant care benefit.
Read
Refer a case, get back a signed report
Send the referral and the questions. A coordinator confirms the file and what it still needs, then IMECore coordinates the examination and delivers a signed report.